“The best time to plant a tree was 20 years ago. The second best time is while you’re reading this post.” — Ramit (paraphrased)
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Look at your last three months of bank statements to identify what you actually value versus what you are mindlessly spending on. “The best time to plant a tree was 20 years ago
By removing human error and decision fatigue, you ensure consistency, which is the single most important factor in long-term investing. 3. Demystifying Investing for Beginners you ensure consistency